How do I Fix My Insurance?
Services Available on the Site. Via the Site, we provide a service by which
consumers only may apply to receive insurance quotations from our network
Insurance agents or producers and or other service providers. Our purpose is to
provide valuable information that individuals can use to make their own
decisions about insurance matters. Once you provide us with the information
needed to complete a quote we will attempt to provide you with appropriate
assistance.
We do not issue insurance contracts. We do not endorse or recommend any
companies or insurance policies, and we do not provide insurance, tax , legal or
financial advice. We do not guarantee that any of the insurance producers, to
whom we forward your quote will be able to contact you or agree to provide
assistance. We are not responsible in any way for the conduct of the insurance
producer or representatives of, and or services that are matched with your
on-line quote request. If you would like personal advice or specific
recommendations, you should consult with an insurance producer, which we will
try to locate for you, or other qualified professional.
We reserve the right, for any reason, in our sole discretion, to terminate,
change, suspend or discontinue any aspect of the Site, including, but not
limited to, content, features or hours of availability, quote referrals, or our
non legal generic insurance information, which you agree is incidental. We may
also impose limits on certain features of the Site or restrict your access to
part or the entire Site without any notice.
There is no charge to you for use of the Site as it is a free resource designed
to help you.
Proprietary Rights. As between you and the Site Owner, which owns, solely and
exclusively, all rights, title and interest in and to the Site, all the content,
code, data and materials, the look and feel, design and structural organization
of the Web Site, and the compilation of the content, code, data and materials on
the Site, including but not limited to all intellectual property and proprietary
rights therein. Your use of the Site does not convey to you ownership of any
content, underlying code, metadata, content data or materials you may access on
the Site. Any commercial use or exploitation of the Site is strictly prohibited.
You may view the content on the Site on your personal computer or other internet
device, and make single copies or prints of the content on the Site for your
personal, non-commercial use only. You may not otherwise copy, reproduce,
distribute or otherwise exploit any content, code, data or materials on the
Site. If you make other use of the Site, except as otherwise stated above, you
may violate copyright or trademark and or other laws of the United States of
America, other countries, as well as applicable state laws and may be subject to
liability for such unauthorized use. We do not grant any license or other
authorization to any user of our trade names, trademarks, service marks or other
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may provide on your own inclination, information or materials to us. Submissions
include, for example, information you submit to us via our quote form to receive
helpful quotations. Your Submissions also include information and materials you
submit to us via other on-line forms on or from the Site, by e-mail, or in any
other manner via the Site. Our information collection and use policies with
respect to the privacy of personal information are set forth in the Site's
Privacy Policy which is
incorporated herein by reference for all purposes. Please read our Privacy
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cannot be responsible for maintaining any Submissions that you provide to us,
and we may delete or destroy any such Submissions at any time. We reserve the
right to refuse to post or to remove any Submissions, in whole or in part, that,
in our sole discretion, are unlawful, unacceptable, undesirable, inappropriate
or in violation of these Terms and Conditions.
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you will not upload, post or transmit to or distribute or otherwise publish
through the Site any materials that: (a) are protected by copyright, or other
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libelous, deceptive, fraudulent, contain explicit or graphic descriptions or
accounts of sexual acts (including but not limited to sexual language of a
violent or threatening nature directed at another person or group including the
plan administrator, state government, or state insurance departments ), invasive
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misleading indications of origin or statements of fact.
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or entity or misrepresent your affiliation with any other person or entity; (b)
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information or other material obtained through the Site for commercial purposes;
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information, or any other activity with the purpose of obtaining lists of users
or other information, or (d) attempt to gain unauthorized access to other
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in any way from your use of our Site. If you cannot agree to these terms and
conditions, please do not use our Site.
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CONTENT OF INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT,
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LIMITATION OF LIABILITY. IN NO EVENT SHALL THE SITE OWNER, WEBMASTER, OR ANY OF
ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR CONTENT OR SERVICE
PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL,
CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR
INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE OR THE
CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, OR ANY APPLICATIONS,
INCLUDING, WITHOUT LIMITATION, LOSS OF CURRENT COVERAGE, OR ANTICIPATED OR
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THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE SITE OWNER, WEBMASTER, OR
PERMISSIVE DATA RECIPIENTS BE LIABLE FOR OR IN CONNECTION WITH ANY CONTENT
POSTED, TRANSMITTED, EXCHANGED OR RECEIVED BY OR ON BEHALF OF ANY USER OR OTHER
PERSON ON OR THROUGH THE SITE.
Links from and to the Site. You acknowledge and agree that we have no
responsibility nor liability for the accuracy or availability of information
provided by Web sites to which you may link from the Site. Links to Linked Sites
do not constitute an endorsement by or association with or from us of such sites
or the diverse nature of the content, products, advertising or other materials
presented on such sites. We do not author, edit, or monitor these Hyper Linked
Sites. You acknowledge and agree that we are not responsible or liable, directly
or indirectly, for any damage or loss caused or alleged to be caused by or in
connection with use of or reliance on any such content, goods or services
available on such Hyper Linked Sites.
Applicable Laws. We control and operate this Site from our offices in the United
States of America. We do not represent that materials on the Site are
appropriate or available for use in other locations. Persons who choose to
access this Site from other locations do so on their own initiative, and are
responsible for compliance with local laws, if and to the extent local laws are
applicable.
Miscellaneous. You agree that any use of action that may arise under the Terms
and Conditions shall be commenced and be heard in the appropriate court in the
State of New Jersey. You agree to submit to the personal and exclusive
jurisdiction of the courts located within the State of New Jersey. Our failure
to exercise or enforce any right or provision of the Terms and Conditions shall
not constitute a waiver of such right or provision. If any provision of the
Terms and Conditions is found by a court of competent jurisdiction to be
invalid, the parties nevertheless agree that the court should endeavor to give
effect to the parties' intentions as reflected in the provision, and the other
provisions of the Terms and Conditions remain in full force and effect. You
agree that regardless of any statute or law to the contrary, any claim or cause
of action by you arising out of or related to use of the Site or the Terms and
Conditions must be filed by you within six months after such claim or potential
cause of action arose or be forever barred.